Welcome to Esan Microfinance Bank

Esan Microfinance Bank Limited is a Central Bank of Nigeria CBN licensed financial institution, based in Ubiaja, Edo state, which offers a broad range of financial services to micro, small and medium-sized enterprises (MSMEs) and other clients in the lower income strata. A limited liability company duly incorporated in Nigeria under the Companies and Allied Matters Act, Cap C20, LFN 2004 and regulated by the Central Bank of Nigeria as a microfinance bank, Esan Microfinance Bank is a bank with one of the most comprehensive microfinance services in Nigeria. At our bank, you will have access to a broad range of services like; saving account, current account, fixed deposit account credit and loans facilities, funds transfer, Mobile self service and Branchless banking. Our products and services have been well tested and certified to be of world class standard and created uniquely for Nigerian and to add value to our various target markets. We are committed to providing the leadership required to enlarge the frontiers of finance to the unbanked in Nigeria.

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Individual Savings Account

This is a regular/ conventional Account , it allows customers to save any amount at his or her convenience for safe-keeping or to earn interest. Minimum opening balance could be as low as N2000. Interest is paid to customer on this account.

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Individual Current Account

This is a conventional Account. This account allows third party withdrawal, allows the use of cheque book and overdraft facility is allowed on this account. Minimum opening amount for individual current account is N5000.

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Corporate Current Account

This is a current account operated by a corporate body. It features are slightly different from the individual current account. Minimum opening amount is N10,000.

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Fixed Deposit Account

This account is an investment with a minimum lumpsum of N50,000 and can be deposited for the following periods: 30 days, 60 days, 90 days, 180 days and 360 days depending on the customer. Interest rate payable on this account is attractive and negotiable.